Voluntary Benefits

Protection for the Unexpected

Even with medical insurance, unexpected events such as accidents, serious illnesses, or hospital stays can lead to significant out-of-pocket expenses. In some cases, these situations may even create legal challenges that require professional assistance.

To help you stay financially secure and reduce stress when the unexpected happens, iRhythm offers voluntary benefits designed to provide extra protection and peace of mind. These benefits are optional and can be purchased at discounted group rates. Learn more about these options below.

Accident Insurance helps cover costs related to injuries from unexpected accidents like fractures, burns, or emergency room visits. You’ll receive a lump-sum payment based on the type of injury and treatment received, which you can use however you need.

Highlights

  • Covers a wide range of injuries and treatments
  • Includes Accidental Death & Dismemberment (AD&D) benefits
  • $50 annual Health Screening Benefit included

If you’re diagnosed with a serious illness, such as a heart attack, cancer, or kidney failure, Critical Illness Insurance provides a lump-sum payment to help with expenses not covered by your medical plan.

Highlights

  • Choose coverage amounts of $10,000, $20,000, or $30,000
  • Spouse and child coverage available at 50% of your elected amount
  • Benefits paid regardless of other coverage
  • $50 Health Screening Benefit included

Hospital stays can be costly—even with good medical coverage. Hospital Indemnity Insurance pays you a daily benefit for each day you’re admitted or confined to a hospital, including for pregnancy-related stays.

Highlights

  • Benefits paid directly to you
  • No deductibles, co-pays, or coinsurance
  • Use funds however you choose (medical bills, groceries, or rent)
  • $50 Health Screening Benefit included

The LegalEASE legal plan gives you affordable access to legal support when you need it. Enrolling in this plan helps you avoid high attorney fees, save time, and ensure you’re working with a qualified legal professional. 

Highlights

  • Access to a national network of more than 21,500 vetted attorneys
  • Expert legal guidance matched to your specific situation
  • In-network and out-of-network coverage
  • Concierge support to help you understand your options and next steps

Contacts

Lincoln Financial Group

LegalEASE