Life and Disability

Income Protection Options

Life can be unpredictable, but your benefits are designed to help you feel secure, supported, and prepared for whatever comes your way. iRhythm offers life and disability coverage to protect your income and provide financial support during challenging times.

Basic Coverage (Company-Paid)

  • Provided through Lincoln Financial Group.
  • Coverage equals two times your annual base salary, up to $700,000.
  • Coverage is offered at no cost to you (taxes may apply).

Voluntary Life and AD&D Insurance (Employee-Paid)

  • Additional coverage available at discounted group rates.
  • Options available for you, your spouse, and your child(ren).
  • You choose the coverage amounts that fit your family’s needs.
  • Evidence of Insurability (EOI) may be required.

If you have any questions, you can find more information on The Pulse (formerly ZioPulse).

Disability coverage replaces part of your income if you cannot work due to illness or injury. Both Short-Term and Long-Term Disability are provided at no cost to you.

Short-Term Disability (STD)

  • Pays 60% of earnings, up to $2,500 per week.
  • Benefits begin after a 7-day waiting period.
  • Coverage lasts up to 90 days.
  • Benefits are reduced by state disability programs where applicable.

Long-Term Disability (LTD)

  • Pays 60% of monthly earnings, up to $10,000 per month.
  • Benefits begin after 90 days and can continue until normal retirement age.
  • Benefits are reduced by other income you may receive, such as Social Security or Workers’ Compensation.

Does Your State Offer Additional Short-Term Disability?

In addition to iRhythm’s disability coverage, some states offer their own short-term disability programs. If you live or work in one of these states, you may be eligible for extra income protection through your state’s plan.

Click below to learn more and apply directly:

Contacts

Lincoln Financial Group